Entertainment Equipment Floater

Insurance for owned and rented video equipment for film production. Includes editing, recording and sound equipment.

Program Highlights

The Entertainment Equipment Floater provides annual coverage for gear lists of any size. The program covers a broad array of equipment and allows for many types of coverage, including the option for rented equipment.

Available equipment classes include: Editing/Post-Production Equipment, Recording/Studio Equipment, Sound/Location Recording Equipment, Musical Instruments/Band Equipment, Camera/Production Equipment,P.A./Sound Reinforcement Equipment, Theatrical Equipment, Miscellaneous Unscheduled Equipment

What types of equipment can be covered?

Equiptment Description
Editing/Post-Production Equipment Post-Production, film and video editing, Computer-Generated Special FX Equipment, Audio Sweetening, Animation, etc.
Recording/Studio Equipment Sound Recordings (in studio)
Sound/Location Recording Equipment Sound Recordings (on location)
Musical Instruments/Band Equipment Any & all kinds of musical instruments (used on location or in studio)
Camera/Production Equipment Any & all kinds of camera equipment (still cameras, video cameras, motion picture cameras, grip, lighting, lenses, tripods, and related accessories)
P.A./Sound Reinforcement Equipment Used on location for live events
Rented Equipment Equipment rented from others (Policy cannot be written solely for rented equipment. Rented Equipment cannot exceed 300% of total Owned Equipment Limit.)
Office Contents Excluded unless scheduled
Miscellaneous Any type of unscheduled equipment. Limited to $500 Maximum per item and $10,000 maximum per Policy.
Theatrical Props, sets, wardrobe, puppets, costumes, and similar items.

Covered Causes of Loss

Coverage is provided for scheduled owned equipment and is extended to equipment you rent or borrow from others. If you rent or loan equipment to others you must request a certificate of Insurance naming you as loss payee.

Coverage is provided for damage, destruction or loss resulting from covered losses that include but are not limited to: fire, theft, vandalism, breakage and water damage. Theft from an Unattended Automobile is covered, only if there are visible signs of forcible entry. However, the most we will pay is $50,000 for any unattended vehicle loss. Coverage is provided for the cost to repair or replace equipment with new equipment. If the equipment is not replaced, it will be covered at Actual Cash Value.

Rental Reimbursement

If you suffer a loss, you may need to rent substitute equipment while your equipment is being repaired or replaced. Rental Reimbursement covers the cost of renting the substitute equipment for up to 30 days. The deductible is 3 rental days.

Coverage Territory

The coverage territory is worldwide, except for any country or jurisdiction which is the subject of trade or economic sanctions imposed by the laws or regulations of the United States of America.

Major Exclusions

If the person you rent equipment to does not return it to you.

Wear and tear, electrical surge, mechanical breakdown, confiscation by a government, dishonest acts, intentional damage, damage while being repaired, and mysterious disappearance.

This policy excludes coverage entirely for sub-renting equipment that you have rented.

Insurance for
Every Production

Cover all kinds of things that can go wrong on set.

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Production Insurance