You’ve locked your script. You’ve hired the cast and crew. It’s finally time for the part every filmmaker loves: sifting through film insurance companies.
While not as exciting as casting, buying a film insurance policy is just as, if not more, essential. At its best, a production insurance policy will have maximum coverage at an affordable price. At its worst, it will leave you vulnerable.
Sifting through the benefits, drawbacks, and unique traits of each entertainment insurance agency, we’ve compiled a list of the 8 best film insurance companies of 2020.
Did you Google, “film insurance companies?” There’s a good chance you did, when you actually meant agencies.
While film insurance companies ultimately provide the policies that cover you, agencies sort through them to find the best possible package for your production.
These policies protect productions of all types from liability – typically covering on set injury and damage.
Film insurance agencies sort through these and match them to your needs, maximizing your coverage while minimizing your cost.
Since many production companies shoot year round, many insurance companies offer both short term insurance and annual policies that agencies match their clients with.
In addition to entertainment payroll, Wrapbook offers some of the best film insurance on the market.
Committed to getting you the most insurance for the lowest cost, Wrapbook intakes your production needs on a comprehensive quote builder. Experienced insurance brokers then spin up a policy that will cover your production entirely, while cutting out extraneous costs.
And unlike other film insurance agencies, Wrapbook describes all their policies in clear, no-nonsense language, so you always understand what you’re buying whether you’re purchasing short term, annual, or equipment insurance.
If you’re shooting more than one production per year, you should check out Wrapbook’s annual DICE policy, which covers all your productions within a year for one low premium.
Wrapbook has a wide selection of policies to build your custom package from, including general liability insurance, errors & omission, and inland marine insurance to name a few.
Once enrolled, your dedicated insurance agent is available to issue certificates of insurance, answer questions, and help reduce headaches 24/7.
For over twenty years, Film Emporium Entertainment Insurance Brokers has provided both short term and annual film insurance to productions, on budgets both big and small.
Along with film production insurance, they also offer coverage for theatrical performances and special events like weddings and concerts.
If you’re working on a large, scale studio project, Aon/AGR should be one of your first film insurance agencies you reach out to. With offices in the U.K. and Canada, they’re also perfect for international shoots, although other film insurance agencies do offer international coverage for a lower price.
It is important to note: Aon/AGR’s minimum film budget they cover is $1,000,000.
Specializing in film insurance, MovieInsure offers both short term and long term production insurance for your next video project.
Whether you’re producing a documentary, a music video, or a short film, Movie Insure prides themselves on affordability. Unlike other film insurance agencies where you can receive a recommendation instantly, MovieInsure customers are encouraged to reach out to one of their specialists before requesting a quote.
While they do offer drone insurance, MovieInsure is doesn’t cover some areas in the middle of the United States – only the East and West Coast. Be sure to check their map before reaching out.
Frankel & Associates is one of the biggest names in all of insurance.
While they don’t exclusively focus on film production insurance, their strong network of insurance carriers coupled with their track record of customer service makes them worth considering.
The primarily specialize in short term production insurance but do not cover stunts.
Consider Frankel & Associates if you’re thinking about shooting in Canada, as they cover productions both there and in the United States. As always, be sure to review your production company’s needs carefully so your agent can reach out to the right film insurance companies.
RVNA Production Insurance is a truly modern video production insurance company, 100% online.
With a specialists waiting to chat, RVNA Production Insurance is one of many great options for procuring last minute short term production insurance.
Offering both Errors and Omission and videographer insurance, RVNA covers the full gambit of film production needs. They specialize in DICE insurance policies, which can save you money if you shoot more than once per year.
Like many other film insurance agencies, they offer workers’ compensation insurance – although this is typically covered by your entertainment payroll service.. Wrapbook is the only insurance company on this list that can provide both services.
An offshoot of Supple-Merrill & Driscoll Inc., ProductionInsurance.com can probably cover everything you need to shoot.
From Errors and Omissions to special event insurance, ProductionInsurance.com offers robust number of policies for nearly any type of production you can imagine, including a great policy for movie boats.
Since they only work in film production insurance, they understand the in’s and out’s needed by production companies and independent producers. You can easily request a certificate of insurance at any time with their online request form.
Founded in 1953, Truman Van Dyke Entertainment Insurance is one of the leading film insurance agencies in the world.
With a veteran team of entertainment insurance brokers, Truman Van Dyke offers comprehensive production insurance packages, including E&0, equipment rental, picture cars, general liability, and more.
Their short term insurance is particularly great, as it comes with the ability to spin up certificates of insurance within minutes. However, this is standard with most film insurance companies that have gone digital.
In addition to production insurance, they also offer entertainer insurance, perfect for writers, directors, and actors who have their own loan-out companies.
You can’t shoot without worker’s compensation insurance. However, your payroll company, not your insurance carrier usually covers this.
Entertainment payroll companies can handle everything from paying out your crew to acting as a full-stack HR department.
Wrapbook, in particular, provides worker’s compensation on all productions run through their software. And since they also provide a full suite of production insurance, you can always add on equipment rental coverage and general liability at any time.
Ultimately, your insurance policy is only as good as the people providing it for you. We hope this list makes your film insurance agency hunt easier.
As always, if you have any questions, feel free to reach out to us at firstname.lastname@example.org.
What production insurance agency is your go-to?
At Wrapbook, we're all about providing the very best free resources to producers and their crews. However, this post is not a substitute for professional legal advice. Answers do not create a company-client relationship, nor is it a solicitation to offer legal advice. Seek the advice of a licensed attorney in the appropriate jurisdiction before taking any action that may affect your decisions or rights.
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